Easily Add Precious Metals to Your IRA


Why should I consider adding precious metals in a Self-Directed IRA?

Allows you to strategically balance your portfolio due to the negative correlation between metals and traditional assets, such as stocks.

Provides what many consider to be the fourth asset class (Precious Metals) working in conjunction with traditional stocks, bonds and cash.

Helps your portfolio achieve what many advisers recommend: a 4-12% allocation in Precious Metals.

A Self-Directed IRA provides:

  • All the benefits of a traditional IRA.
  • Alternative investments in assets such as Precious Metals that traditional IRAs do not allow.
  • The owner full control of their IRA.

Product qualifications for Precious Metal IRAs

Primarily funded:

Bullion

Minimum fineness requirements as set by the IRS:

Gold: .995 fine (Gold American Eagle is the only exception)
Silver: .999 fine
Platinum: .9995 fine
Palladium: .9995 fine

Coins allowed:

See our IRA eligible coins here

How to get started

1. Verify or Create your IRA.

The IRS requires precious metals to be added to a self-directed IRA. Our first step will involve you confirming your existing IRA qualifies or opening a new IRA that does.

2. Fund the Account.

  • Roll over an existing IRA or 401(k)
  • Establish a new Precious Metals IRA

3. Deposit Your Bullion with a Custodian.

An IRS-approved custodian bank must hold gold added to an IRA. Blanchard has a longstanding relationship with GoldStar Trust Company (see below for more information), but we’ll gladly help you get started with any IRS-approved custodial institution you choose.

Once your account is funded, we can help you determine what type and what quantity you should purchase based on your needs and investment goals.

Buying through Blanchard allows for:

Competitive pricing, which increases the value of your investment.

A dedicated IRA Specialist to help you understand your options and walk you through the process.

Full transparency of buying and selling.

No additional fee for purchasing IRA products through Blanchard.

The price on our website is the price you pay.

A large selection of IRA approved products.

You can choose the products that make sense for your portfolio.

FAQ’s

Can I transfer an existing IRA?

Yes, you may transfer all or part of an existing IRA.

Can I have more than one IRA account?

Yes, you may have more than one account for the maximum annual contribution remains the same.

Can I move my existing bullion into a precious metals IRA?

No, you can not transfer any coins you already own.